If you’ve been contacted by AllianceOne trying to collect on a suspected debt, it’s important to know what you’re dealing with and understand your rights.
Who Is AllianceOne?
AllianceOne is a national and international debt collection agency. The company specializes in collecting several types of debt, including credit card debt, phone bill debt, medical bills, utility debt, student loans, and traffic fines. AllianceOne is well-known for collecting health care debt.
The collection agency purchases debts from creditors for pennies on the dollar then tries to collect the original amount from the borrower.
The contact information for the company is as follows:
AllianceOne Receivables Management, Inc.
3000 Ames Crossing Road
Eagan, MN 55121
P: (800) 858-4472
Keep in mind, though, that this company is a debt collector, and collection agencies typically record all their calls. So be careful if you reach out to the company on your own.
In 2015, AllianceOne was the defendant in a class-action lawsuit. The plaintiffs accused the agency of violating federal law when it accessed the credit reports of people who had unpaid parking tickets. AllianceOne maintains it did nothing illegal but settled in 2019 for $2.2 million.
The Consumer Financial Protection Bureau (CFPB) received 29 complaints about AllianceOne in 2019, and all of them were closed with an explanation. Complaints included:
- Attempts to collect on a debt the consumer did not owe
- Written notifications about a debt
- Communication tactics
- False statements or representation
- The agency took or threatened to take negative or legal action
What to Do if You’ve Been Contacted by AllianceOne
If you are a consumer and are being contacted by AllianceOne, it’s a good idea to get a free no-obligation consultation with a law firm that works with the agency. Tayne Law Group is an experienced and award-winning firm that has provided debt relief since 2001.
One example of a settlement between Tayne Law Group and AllianceOne is a Citi credit card account that was settled for $6,416, down from the original balance of $18,329.44.
The Tayne Law Group can help you navigate the tricky process of working with a debt collector and help preserve your rights as a consumer. Working with the right debt resolution law firm can give you peace of mind knowing that your debts are handled in the best possible way. Call today for a free, no-obligation debt-help consultation at 631-470-8204.